What is a 95 Mortgage? A Simple Look at Small Deposits

If you're tired of renting and want to know what is a 95 mortgage, you're essentially looking at a way to buy a home with just a 5% deposit. It's one of the most popular paths for first-time buyers to finally get their foot on the property ladder without having to spend a decade or more scrounging together a massive pile of cash. ...

May 6, 2026 · 7 min · Malcom Lauria